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Medicare Annual Enrollment Period

We want to make sure you have all the resources and support you need to choose the best healthcare coverage. Understanding your Medicare options is important, and we're here to make it easy and stress-free.

Woman over 60 talking to clinial social worker

Resources to Support You During AEP

  • We know Medicare can feel confusing, and you don't have to navigate it alone. Here are the ways we're here to help:

  • In-person support from our Insurance Support Specialists: Our specialists can answer your questions about AEP and connect you with a licensed Medicare broker for personalized guidance.

  • Educational events: Join us at special in-person events to learn about your Medicare options and understand what options are available to you.

  • Trusted partner support: We've partnered with The Heppner Group, a trusted Medicare resource, to provide additional support. Learn more below.

Key Dates

The Annual Enrollment Period for Medicare runs from October 15 to December 7. This is your opportunity to review and make changes to your Medicare plan for the upcoming year.

Explore our resources, and if you're considering other plans, our Insurance Support Specialists can connect you with the right support. We're here to make sure your healthcare coverage fits your needs perfectly.

October 15

AEP Begins

December 7

AEP Ends

January 1

Coverage Begins

Trusted partners to help you find the coverage you need.

The Heppner Group is a team of Medicare experts that have been helping guide Minnesotans with their Medicare choices for over 40 years. They are a free, trusted resource to help you compare your options and ensure you've made an informed choice to receive the care and coverage you deserve.

For more information, call Heppner at (651) 237-3572 8am-4pm CT or click the button below to learn more.


Herself Health and Heppner are independent practices with no financial interest in the other party

Herself Health

Events to Support You

Medicare Made Simple

Every Monday October 5th – December 7st, 10am – 2pm, in-person at all Clinic Locations

Have questions about Medicare? We've got answers. Join us for a relaxed, open house-style event where Licensed Independent Agents will be available to provide clear, personalized guidance on your Medicare options. Whether you're new to Medicare, exploring plan changes, or just want to understand your benefits better, this is your chance to get expert help—no appointment needed!

What is AEP?

The Annual Enrollment Period (AEP) is the time each year when you can make changes to your Medicare coverage. Whether you're considering switching to a Medicare Advantage plan or updating your Part D prescription drug plan, this is the time to ensure your coverage matches your current health needs.

Review Current Coverage.

Start by reviewing your current Medicare plan. Are all your healthcare needs covered? Are there any new health concerns that need to be addressed? We're here to help you assess your current coverage and identify any gaps.

Compare Plans.

Use our tools and resources to compare Medicare Advantage and Part D plans. Consider factors like cost, coverage, and whether your preferred doctors and pharmacies are in-network.

Make Changes.

If you want to explore other options, now is the time to do it. Our Insurance Support Specialists can connect you with resources or licensed brokers who will help you review your choices and find the plan that's best for you.

Medicare Basics

Medicare is the federal health insurance program for people aged 65 and up. Understanding the different parts of Medicare is the first step in choosing the right coverage for your health needs.

Part A (Hospital Insurance)

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Most women over 60 qualify for premium-free Part A, but it's important to understand what's covered to avoid unexpected costs.

Part B (Medical Insurance)

Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services. This is a critical part of your healthcare, especially for ongoing health maintenance and managing chronic conditions.

Part C (Medicare Advantage)

Medicare Advantage plans offer an alternative to Original Medicare, often including extra benefits like vision, dental, and wellness programs. As your healthcare partner, we can help you evaluate if a Medicare Advantage plan is right for you.

Part D (Prescription Drug Coverage)

Part D provides coverage for prescription medications, which is especially important as we age. We'll help you compare plans to ensure your prescriptions are covered at the lowest possible cost.

Medigap (Supplemental Insurance)

Medigap policies help pay some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. These plans can offer peace of mind by covering the gaps in your Medicare coverage.

Medicare Plans We Accept

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Blue Cross Blue Shield logo
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Frequently Asked Questions

Explore answers to common questions about Medicare and the Annual Enrollment Period.

 

Common Questions About AEP

The Medicare Annual Enrollment Period, also called Open Enrollment, is the time each year when you can review and make changes to your Medicare coverage. The Annual Enrollment Period runs from October 15 through December 7 each year. Changes made during this period generally take effect January 1. It's a good time to make sure your coverage still works for you, including your doctors, medications, costs, and benefits. Learn more about Medicare Open Enrollment: https://www.medicare.gov/health-drug-plans/open-enrollment

No. You do not have to change your Medicare plan during Annual Enrollment. It's still a good idea to review your coverage each year. Medicare Advantage and prescription drug plans can change their costs, benefits, provider networks, and covered medications from year to year. If your current plan still meets your needs, you can generally keep it.

In most cases, yes. We accept Medicare Part B, Medicare Supplement (Medigap), Medicaid, and most Medicare Advantage plans. If you're considering a new plan during Annual Enrollment, give us a call. We're happy to check whether we accept your specific plan. Call 888-290-1209 to check your coverage.

Yes. We accept Medicare Part B, Medicare Supplement (Medigap), Medicaid, and most Medicare Advantage plans. Not sure if we take your plan? Give us a call. We're happy to check for you. Call 888-290-1209 to check your coverage.

When comparing plans, look at more than the monthly premium. Consider whether your doctors are in network, what you'll pay for care and prescriptions, your annual out-of-pocket maximum, and whether the plan covers the services you use. You can compare Medicare plans using Medicare's official Plan Compare tool: https://www.medicare.gov/plan-compare/

Original Medicare includes Medicare Part A and Part B. You can generally see any doctor or health care provider who accepts Medicare. Medicare Advantage, also called Medicare Part C, is offered by private insurance companies approved by Medicare. These plans provide your Medicare Part A and Part B coverage and may include additional benefits. The right choice depends on your health care needs, doctors, medications, costs, and preferences. Learn more about Medicare coverage options: https://www.medicare.gov/health-drug-plans

 

General Medicare FAQs

Medicare is federal health insurance primarily for people age 65 and older. Some people under 65 may also qualify based on certain disabilities or health conditions. Medicare coverage is divided into different parts that cover different types of care. Learn the basics of Medicare: https://www.medicare.gov/basics/get-started-with-medicare

Medicare Part A helps cover inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. Medicare Part B helps cover medically necessary and preventive care, including visits with doctors and other health care providers. Together, Part A and Part B make up Original Medicare.

Medicare covers many preventive services and screenings that are important to women's health. Coverage depends on the specific service and your Medicare plan. At Herself Health, we provide primary care focused on the health needs of women 50+, including preventive care, screenings, chronic condition management, and the health concerns that can become more common as women age.

Medicare covers certain screening mammograms and bone density tests, including DEXA scans, when Medicare's coverage requirements are met. Herself Health offers 3D screening mammography and DEXA scans onsite at our Highland Park clinic, making it easier to get preventive care in one place. Coverage and out-of-pocket costs depend on your specific Medicare coverage.

Yes. Medicare Part B helps cover medically necessary and preventive primary care services. Herself Health provides primary care designed around the health needs of women 50+. We accept Medicare Part B, Medicare Supplement (Medigap), Medicaid, and most Medicare Advantage plans. Not sure if we take your plan? Give us a call at 888-290-1209. We're happy to check for you.

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